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Voor u als particulier is het zeer belangrijk, vooraf vast te stellen wat u kunt lenen. Als u geld leent, gaat u maandelijks rente en aflossing betalen, voor het geleende geld. Het is belangrijk dat de maandelijkse lasten voor dit krediet, goed door u betaalt kunnen worden, zonder dat daardoor uw besteedbaar netto bedrag voor wonen, eten, drinken, leven en sparen in gevaar komen.

Hiernaast kunt u berekenen, wat voor u een verantwoord leenbedrag is.

Met de gegevens die wij van u ontvangen, gaan wij tevens een berekening maken, wat voor u de financiele risico’s zijn, als uw inkomen (deels) wegvalt door arbeidsongeschiktheid, werkloosheid en overlijden. De overheid trekt zich steeds verder terug, waardoor het afdekken van deze risico’s op ‘uw eigen bordje’ terecht komen. Als u weet wat de financiele risico’s zijn en wat het kost om u tegen deze risico’s te verzekeren, kunt u een keuze maken of u dit risico wilt lopen, of dat u een verzekering afsluit om het financieel risico zoveel mogelijk te beperken.


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